What do you do if you need some quick cash? Get a cash loan, of course! Cash loans are good for tiding people through periods of difficulty, for example, to settle rent or bills on a cash-strapped month. However, not all cash loans are for emergencies – some are taken to fund big-ticket spending like travels, wedding, and expensive goods.
Having to borrow money isn’t always a bad thing. With sound planning and reasonable borrowing, getting cash from a moneylender can be part of a financial strategy that will help you meet your current needs without impacting your life adversely in the long run.
In Singapore, a cash loan can be easily obtained at one of the licensed moneylenders. Many of these loans can be cashed out within a day or two of application, making it a viable option for those in urgent need of cash.
Here are some reputable and perfectly legal moneylenders where you can apply for a cash loan in Singapore.
Note: This list is strictly not in order.
1. Orange Credit Pte Ltd
Orange Credit Pte Ltd is a trusted licensed moneylender in Singapore committed to assisting clients meet their financial needs with a varied range of cash loans. When it comes to unpredicted storms in life, Orange Credit Pte Ltd is here to lend a hand in terms of providing cash support. As a moneylender, they understand their client’s desire for quick, reliable, and easy cash loans. Thus, this moneylending company has made the borrowing process extremely streamlined.
If you’re a potential borrower, all you need to do is submit your application with the approachable staff members, and bring the necessary documents to their office at Geylang. Approval usually doesn’t take long, and oftentimes, you can leave their office with the borrowed cash on the same day. As an established moneylender, rest assured that their process is highly efficient and transparent, with absolutely no hidden costs.
Contact: +65 6748 2320
Address: City Plaza, 810 Geylang Road, #01-91, Singapore 409286
Operating Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun
2. 96 Credit Pte Ltd
Whether you need cash to fund your living expenses, or would like to purchase some luxury items, 96 Credit Pte Ltd enables you to. Serving residents near the Ubi area, 96 Credit Pte Ltd provides cash loans with attractive interest rates to all who require the financial help, and those who meet their requirements. That said, this registered moneylender company boasts high approval rates and does not look at credit scores in their consideration of your loan.
96 Credit Pte Ltd attracts borrowers who are looking for competitively-priced loan products with minimal commitment. None of the moneylender’s loans requires collateral, deposits, or guarantors. Complete with a flexible repayment scheme, you can be sure that the loans you take out here will not overburden you when it comes to repayment time. Borrow with peace of mind at 96 Credit Pte Ltd.
Contact: +65 6292 2629
Address: 302 Ubi Ave 1, #01-31, Singapore 400302
Operating Hours: Mon-Fri 11.30AM-7.30PM | Sat 11.30AM-6PM
3. BST Credit Pte Ltd
One reason to borrow from a moneylender is that it can be awkward to request money from family or friends. When you have no one to turn to, you can turn to BST Credit Pte Ltd. The reliable and licensed moneylender in Singapore promises to provide flexible loan plans with low interest rates. Whatever your circumstance, BST Credit Pte Ltd can cater the cash loan to your needs. Chances are, they may already have the right package for you amongst their wide variety of loan packages such as renovation loans, vacation loans, and music instrument loan.
Becoming a client of BST Credit Pte Ltd is easy, as the transaction process is so simple and hassle-free. Their fair and transparent services make it hard for anyone to find fault with BST Credit Pte Ltd. Borrowing from them will be a smooth and guided process, aided by their dedicated team of loan officers. Anytime you need to take out a cash loan, you can look forward to experiencing their high standards of service.
Contact: +65 6299 1782
Address: 131 Jurong Gateway Road, #01-251, Singapore 600131
Operating Hours: Mon-Sat 11AM–8PM | Sun 10AM-7PM
4. Golden Credit Pte Ltd
Golden Credit Pte Ltd is a well-received licensed moneylender company in Singapore. Lending their helping hand to financially stuck individuals since 2010, the company prides itself on providing timely and comprehensive guidance on the best cash loan plans to take up. Depending on each client’s needs, they strive to deliver personalised solutions that suit their funding requirements and repayment ability.
Keeping the application process convenient for those with urgent needs, Golden Credit Pte Ltd promises a quick approval time and quick cash output. Having served over 50,000 satisfied customers, the moneylending company at Chinatown continues to build a reputation for themselves as a provider of reliable loans at low interest rates. Business owners, families, and individuals have all benefitted from their seamless and trustworthy services. Experience Golden Credit Pte Ltd’s top-class service for yourself the next time you find yourself cash tight.
Contact: +65 6224 1300
Address: People’s Park Centre, 101 Upper Cross Street, #01-05F, Singapore 058357
Operating Hours: Mon-Fri 11AM-8PM | Sun 11AM-6PM | Closed on Sun
5. Credit Excel Capital Pte Ltd
Professional licensed moneylender Credit Excel Capital Pte Ltd aims to provide quick and reliable cash loan services to all clients, including Singaporeans and permanent residents. Prioritising their customers in all things, the moneylending company seeks to understand their clients’ needs and uphold their clients’ confidentiality. The registered moneylending company adheres strictly to the Moneylenders’ Act, and maintains the trust that clients have in them through fair and professional dealings.
Established in 2010 by a team of experienced financial consultants, Credit Excel Capital Pte Ltd continues in their passion for helping individuals with their financial difficulties. Through providing the practical help and personalised advice, Credit Excel Capital Pte Ltd is indeed a source of assistance to those needing the extra monetary support. Choose between the personal loan, payday loan, or business loan for a plan that fulfils your needs. With the necessary documents, obtaining a cash loan has never been easier.
Contact: +65 6337 0055
Address: Skyline Building, 192 Waterloo Street, #06-03, Singapore 187966
Operating Hours: Mon-Fri 11AM-8PM | Sat 11AM-4PM | Closed on Sun